Bradford
Mortgage Adviser
James Whitfield
5 years experience · FCA Regulated
James proactively manages his clients' mortgage deal end dates so they never drift onto an expensive standard variable rate.
About
James Whitfield
James is the adviser clients call when their fixed rate is ending — or when they suspect they may be overpaying. He has developed a systematic approach to rate reviews that has saved his clients, collectively, thousands of pounds a year.
Based in Bradford, he advises clients across West Yorkshire and nationwide. He joined Vsure from a mortgage consultancy background and brings a calm, analytical approach to every case.
For clients mid-fix who are curious about what the market looks like, James offers a no-obligation rate review — explaining what deals will be available when their current term ends and how to position themselves to get the best outcome.
Areas of expertise
What James specialises in.
Remortgages
Searches a broad lender panel on every remortgage, proactively contacting clients before their deal ends. Has saved clients hundreds of pounds per month by switching at the right time.
Learn moreProduct Transfers
Negotiates directly with existing lenders where a full switch isn't the right move, ensuring clients get the best available deal from their current provider at renewal.
Learn moreRate Reviews
No-obligation rate review service for clients approaching their deal end date — or mid-fix clients who want to understand the market ahead of time.
Learn moreReady to speak to James?
First call is free. No forms to fill. No commitment. Just honest advice from someone who knows the market.