Critical illness cover pays a tax-free lump sum if you are diagnosed with a serious condition — but the definitions matter enormously. Here is what to look for when choosing a policy in 2026, and how to compare beyond the headline number of covered conditions.
An offset mortgage links your savings to your mortgage balance, reducing the interest you pay while keeping your money accessible. In 2026, with savings rates falling faster than mortgage rates, the case for offsets is strengthening.
Hundreds of thousands of UK homeowners are coming off fixed deals in 2026. With fixed rates now at 3.55-3.75% and SVRs still above 7%, acting at the right time has never mattered more. Here is exactly what to do.
Your credit score affects whether you are approved and what rate you are offered. In 2026, with rates continuing to fall, the difference between a strong and weak credit profile is even more significant. Here is what to do.
Most people think life insurance is the one cover they need. For most families, income protection is actually more urgent. Here is why — and how to build the right protection plan for 2026.
Self-employed borrowers are not harder to mortgage — they are assessed differently. In 2026, new FCA reforms are opening up more options for non-standard income borrowers. Here is what you need to know.
The Renters Rights Act abolishes Section 21 on 1 May 2026. The BTL SDLT surcharge is now 5%. EPC Band C targets are closing in. And stress test rates are finally easing. Here is everything landlords need to know in 2026.
With the base rate at 3.75% and a further cut likely in March, the fixed-vs-tracker debate is more finely balanced than it has been in years. Here is the framework to make the right call for your circumstances.
Buying your first home in 2026? This guide covers deposits, the new stamp duty thresholds that came in April 2025, the mortgage application process, and how a whole-of-market adviser can access deals your bank cannot.
The Bank of England base rate sits at 3.75% in early 2026, with a cut to 3.5% expected on 19 March. Here is exactly what that means for homeowners on trackers, SVRs, and fixed-rate deals — and whether now is the right time to act.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. VSure Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership on 01/02/2025.
