UK financial markets and Bank of England interest rate decisions
Interest Rates, Mortgages

Bank of England Base Rate 2026: What It Means for Your Mortgage Repayments

The Bank of England base rate sits at 3.75% in early 2026, with a cut to 3.5% expected on 19 March. Here is exactly what that means for homeowners on trackers, SVRs, and fixed-rate deals — and whether now is the right time to act.