mortgage in principle

House keys on a wooden table — first-time buyer mortgage in 2026

First-Time Buyer in 2026: A Complete Guide to Getting Your First Mortgage

admin / March 3, 2026

Buying your first home in 2026? This guide covers deposits, the new stamp duty thresholds that came in April 2025, the mortgage application process, and how a whole-of-market adviser can access deals your bank cannot.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. VSure Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership on 01/02/2025.